Axis Bank credit cards cater to individuals with varied spending preferences. You can find credit cards that are exclusively focused on shopping, travel, rewards or cashback, along with cards that offer comprehensive benefits on several categories. Some of the top credit cards include Axis Bank Ace Credit Card, Flipkart Axis Bank Credit Card, Axis Magnus and Axis Vistara Signature Credit Card. Compare multiple cards and apply for the one that best suit your requirements.
10 Best Axis Bank Credit Cards in India 2024
Listed below are top 10 credit cards offered by Axis Bank. Each Axis Bank credit card provides unique benefits and caters to different needs.
| Axis Bank Credit Card Variant | Joining Fee | Category |
|---|---|---|
| Axis Bank Signature Credit Card with Lifestyle Benefits | Rs.5,000 | Lifestyle |
| Axis Bank Vistara Infinite Credit Card | Rs.10,000 | Travel |
| Axis Bank Miles and More World Credit Card | Rs.3,500 + GST | Travel |
| Axis Bank NEO Credit Card | Rs.250 | Lifestyle |
| Axis MY Zone Credit Card | Rs.500 | Shopping |
| Axis MY Wings Credit Card | Rs.1,200 | Travel |
| Axis Bank Titanium Smart Traveler Credit Card | Rs.250 | Travel |
| Axis Bank Insta Easy Credit Card | NIL | Lifestyle |
| Flipkart Axis Bank Credit Card | Rs.500 | Shopping |
| Axis Bank Prime Platinum Credit Card | NIL | Fuel |
Axis Bank is one of the private sector banks to offer a wide range of credit cards. The bank currently offers more than 11 variants of credit cards each customised to cater to different needs. From travel to shopping to dining to premium, the bank has a card for every category.
Key Highlights of an Axis Bank Credit Card
The following are the key features and significant benefits of Axis Bank credit card:
- Axis Bank credit cards offer world-class privileges and card holders can enjoy unlimited discounts from various merchant outlets.
- Cashback options
- Higher purchase limits
- Over 500 rewards from Axis Bank’s EDGE Loyalty programme
- Discounts on dining, shopping and e-commerce transactions
- Airline vouchers
- VIP Lounge access at airports
- Create your own credit card using MyDesign
- Credit cards with embedded EMV chips for enhanced security
Features and Benefits of Top 10 Axis Bank Credit Cards
The following is the list of top Axis Bank credit cards:
Axis Bank ACE Credit Card
Key Highlights: This is one of the best-known Axis Bank cashback credit cards that offers unlimited cashbacks, dining offers, waiver on fuel surcharges, and complimentary lounge access.
Joining Fee: Rs.499 from second year onwards
Annual Fee: Waived off on annual spendings above Rs.2 lakh
Features and Benefits:
- Cashback of 5.00% on bill payments, such as mobile recharges on Google Pay, DTH, and utility payments
- Cashback of 4.00% on Ola, Zomato, and Swiggy and 2.00% on all other spendings
- Offers four complimentary lounge access on visiting domestic airport with these cards per calendar year
- Fuel surcharge waiver of 1.00% across the country
- Maximum benefits of Rs.500 per statement and valid on transactions between Rs.400 to Rs.4000
- Fuel transactions will not earn any cashback offers
- Refund not applicable for GST charged on transactions
Flipkart Axis Bank Credit Card
Key Highlights: Several cahsback benefits along with welcome benefits across all categories including entertainment, travel, lifestyle, and shopping. These cards come with no upper limit and is eligible for all residents and non-residents of India within the age group of 18 to 7- years.
Joining Fee: Rs.500
Annual Fee: Rs.500, waived off on annual spendings above Rs.2 lakh
Features and Benefits:
- Offers joining benefit worth Rs.1,100 on activation of the card
- Cashback of 5.00% on shopping at Flipkart
- Cashback of 4.00% and 1.5% on shopping at preferred merchants and all other categories, respectively
- Fuel surcharge waiver of 1.00% across all fuel station in the country
- Complementary lounge access on visiting four domestic airports per calendar year
- Discount of 20% on dining at partner restaurant using Flipkart Axis Bank credit card
- Enables user to convert any credit transactions above Rs.2,500 into EMIs
Axis Bank Neo Credit Card
Key Highlights: Customers using Axis Bank Neo credit card can avail themselves of various vouchers such as Amazon, Blinkit, Zomato Pro, Myntra, and BookMyShow. Offers dining offers and discounts of 15% at partner restaurants.
Joining Fee: Rs.250
Annual Fee: Rs.250
Features and Benefits:
- Offers Activation benefit of Rs.300 on first utility bill payment within 30 days of card issuance
- Utility bill payment via Amazon Pay will offer 5.00% discount
- The maximum discount amount is Rs.150 per month
- Payment on Zomato will offer 40% discount which can be availed twice a month
- Zomato offers applicable on minimum spends of Rs.200
- Per order maximum discount offered will be Rs.120
- Offers up to Rs.250 discount on minimum spends of Rs.750 on Blinkit once per month
- Discount of 15% at partner restaurants
- Ensures zero lost card liability
- Enables users to log onto Mastercard Shop perk for offers and discounts
- Offers EDGE Reward points and allows conversion of transactions into EMIs
Axis Bank My Wings Credit Card
Key Highlights: Axis Bank My Wings credit cards are ideal for travelers with complimentary lounge access, cashback offers on bus tickets, IRCTC, domestic flights, and railway tickets.
Joining Fee: Rs.1,200
Annual Fee: Rs.500, second year onwards and no fee for first year
Features and Benefits:
- On booking done through ezeego1.com using promocode, users will earn Rs.400 per car booking on rental
- Discount of Rs.100 on booking of bus tickets through ezeego1.com
- Offers fuel surcharge waiver on fuel stations using Axis Bank My Wings credit card
- Ticket booking through irctc.com users can avail Rs.25 off
- Cashback of Rs.500 and Rs.1,500 on domestic and international return air ticket, respectively
- Cashback of Rs.1000 and Rs.1,500 on hotels across India and international hotels, res
- Offers cashback of Rs.2,500 and Rs.3000 on domestic and international holiday bookings, respectively
- Offers 20% cashback on domestic flight bookings
- Offers complimentary lounge access
- Enables users to convert transaction into EMIs
- Allows customers to redeem complimentary base fare flight tickets
Axis Bank SELECT Credit Card
Key Highlights: These axis bank select credit cards come with maximum lifestyle benefits complimentary Amazon e-voucher, discounts on food and groceries, complimentary Priority Pass lounge visits, Golf rounds across locations, and many more.
Joining Fee: Rs.3000
Annual Fee: Rs.3000 from second year onwards
Features and Benefits:
- Comprehensive insurance coverage of Rs.1 lakh
- Fuel surcharge waiver of 1.00%
- Discounts of Rs.1000 via Axis Bank Dining Delights Program
- Special offers curated for premium customers
- Complimentary services on table reservations, flight bookings, and others
- Offers six complimentary golf rounds per year
- Offers 10 Axis EDGE points on every Rs.200 spent
- On Retail shopping of spending of Rs.200, customers will earn 2X points
- Annual fee waiver on spending above Rs.6 lakh
- Offers 5000 EDGE point on spending Rs.3 lakh per year
- On annual spend of Rs.3 lakh, offers renewal of Priority Pass Membership
- Renewal offers on shopping at BookMyShow, Swiggy, and BigBasket
- Two complimentary domestic lounge access per quarter
- Users can avail 12 complimentary international lounge access using Priority Pass Membership
- Discount of 40% and 20% on BigBasket and Swiggy
- On booking of second ticket on BookMyShow offers Rs.300 off
- Amazon voucher of Rs.2000 will offer on first transaction within 90 days of card issuance
Axis Bank Vistara Signature Credit Card
Key Highlights: Customers can avail themselves of a complimentary Club Vistara Silver membership using Axis Bank Vistara Signature credit card. Offers benefit of a complimentary premium economy ticket on fee payment.
Joining Fee: Rs.3000
Annual Fee: Rs.3000 on second year onwards
Features and Benefits:
- Offers insurance coverage of Rs.1 lakh
- Offers complimentary lounge access within India at selected airports only
- On achieving milestone spends, bonus CV points and four complimentary premium economy tickets will be offered
- On using these cards, customers will earn 4 CV points for spendings of Rs.200
- Welcome gift of complimentary premium economy class tickets
Axis Bank My Zone Credit Card
Key Highlights: These axis bank my zone credit cards come with multiple benefits including complimentary lounge access, OTT benefits, discounts on Swiggy, and many more.
Joining Fee: Rs.500 and Lifetime Free offer on selected channels
Annual Fee: Rs.500 on second year onwards
Features and Benefits:
- Provides discount of 15% dining offers and multiple network offer
- Fuel surcharge waiver of 1.00% and offers benefit of converting transaction into EMIs
- On every Rs.200, customer will earn 4 EDGE points
- Offers discount of up to Rs.1000 on minimum spending of Rs.999 at AJIO
- Offer one complimentary lounge access per quarter on selected airports
- Discount of 40% on orders at Swiggy
- Offers SonyLiv Premium subscription worth Rs.999 within 30 days of credit card issuance
- Offers discount of 100% on purchase second movie ticket at Paytm Movies
Axis Bank Magnus Credit Card
Key Highlights: These axis bank magnus credit cards come with multiple lifetsyle, health and wellness, travel benefits along with other benefits.
Joining Fee: Contact the bank
Annual Fee: Rs.10,000 plus taxes, will be waived off on spending of Rs.15 lakh
Features and Benefits:
- On achieving spends of Rs.1 lakh in a year, customers will earn 25,000 EDGE Reward points
- Travel spends via TRAVEL EDGE, customers will earn 5X EDGE Rewards
- On spending of every Rs.200, customers will earn 12 Axis eDGE Reward Points
- On transaction between Rs.400 to Rs.4000, fuel surcharge will be waived off at 1.00%
- Offers multiple health and wellness benefits
- Dining offer with discount of up to 40% at 4000 restaurants across the country
- Discount of Rs.500 on second movie ticket
- Offers international and domestic airport lounge access
- Offers Tata CLiQ voucher worth Rs.10000 and complimentary domestic flight ticket as annual benefit
Axis Bank Reserve Credit Card
Key Highlights: These axis bank reserve credit cards ensure limitless comfort and extraordinary travel experience by providing complimentary concierge services and airport transfers.
Joining Fee: Contact the bank
Annual Fee: Contact the bank
Features and Benefits:
- Offers membership of Marriott Hotel club and Accor Plus
- Provides 50 golf rounds every year
- On card activation and renewal, users will earn 5000 EDGE reward points
Axis Bank Atlas Credit Card
Key Highlights: These axis bank atlas credit cards come with a host of benefits including tiered, annual, milestone, and welcome benefits that enhance your travel experience.
Joining Fee: Rs.5000
Annual Fee: Rs.5000
Features and Benefits:
- On first transaction within 30 days of issuance, users will earn 5000 EDGE Miles as welcome benefit
- Provides 20% discount at over 10,000 restaurants via EazyDiner
- Offers domestic and international lounge access
- Users can also avail themselves of airport pickup services and airport concierge services
- Offers 5 EDGE Miles and 2 EDGE Miles on travel and other spendings, respectively
Eligibility Criteria for Salaried
Age Group : 18 to 70 Years
Income Range : 25,000+
Credit Score should be 720+
You must be an Indian Resident
Documents Required
Identity Proof : Any one of the documents – Passport , PAN Card , Ration Card , Aadhar Card, Voter ID Card , Driving Licence or other government approved ID
Address Proof: Any one of the Documents – Telephone bill , Electricity bill , Passport , Ration Card , Rental Agreement , Aadhar Card or any other government approved ID
Income Proof : Salary Certificate , Recent Salary Slip , Employment Letter
Eligibility Criteria for Self-employed
Age Group : 18 to 70 Years
Income Range : You must have a Regular Source of Income
Credit Score should be 720+
You must be an Indian Resident
Documents Required
Identity Proof : Any one of the documents – Passport , PAN Card , Ration Card , Aadhar Card, Voter ID Card , Driving Licence or other government approved ID
Address Proof: Any one of the Documents – Telephone bill , Electricity bill , Passport , Ration Card , Rental Agreement , Aadhar Card or any other government approved ID
Income Proof : Certified financials, Recent ITR (Income Tax Returns), Audited profit and loss statement or balance sheet
How to apply for Axis Bank Credit Card Online?
The entire process of availing Axis Bank Credit Card is online. You can get an instant approval of Axis Bank Credit Card by following a few easy steps.
- You should apply for Axis Bank Credit Card using our Link given below
Please keep the following documents and details handy to start the process
- Aadhar Card
- Pan Card
- Latest Payslip / Bank statement / Form 16 / IT Return copy as proof of income
Let’s Start!
Click on the link given below & start the application journey
Axis Bank Credit Card Apply Link:
Axis Bank Credit Card Related FAQ:
What is Axis Credit Card limit?
Axis Bank Credit Cards come along with a credit limit and cash withdrawal limit. While the credit limit depends on various factors such as credit score, debt-to-income ratio, other credit cards issued in your name and your income, the cash limit offered on Axis cards is usually 20-40% of your credit limit.
Are Axis Bank credit cards accepted worldwide?
Yes, Axis Bank credit cards are accepted globally. If there are certain terms and conditions regarding the use of the card, the bank will mention the same in the credit card document. However, the charges for international usage may vary across all Axis Bank credit cards.
What are Axis eDGE reward points? Do all Axis Bank credit cards offer eDGE points?
Based on the type of credit card, Axis Bank offers eDGE reward points or co-branded loyalty points, such as Club Vistara points. For instance, Axis Bank Vistara Credit Cards offer reward points as Club Vistara points. The accumulated reward points can be redeemed for merchandise from Axis Bank’s Rewards Catalogue and Air Miles can be redeemed at the time of booking air tickets.