CASHe is an app-based lending platform that offers instant short-term personal loans to young salaried people with instant disbursal, including to those who never had a formal credit history. Through CASHe, consumers can avail loan amounts from Rs 1,000 to Rs 4 Lakh for tenures of up to 1.5 years. CASHe uses Social Loan Quotient—an AI-based credit scoring mechanism leveraging alternative data sources such as smartphone metadata, social media footprint, education, monthly salary, career experience and basic KYC details to assess the creditworthiness of borrowers.
CASHe Loan Customer Care & App Details
| CASHe Loan Interest Rate | Competitive Interest rates starting at 2.25% per month |
| Personal loan Process | Completely digital, Contactless, Paperless Process |
| Processing Fee | Up to 3% of the loan amount |
| Loan tenure | 90 days to 540 days |
| Maximum Loan Amount | 1k to 4 Lakhs |
| Age Limit | 21 to 40 years old. |
| Citizenship | Indian Citizen |
| Example Loan | Loan Amount: Rs 30,000 Tenure: 3 Months Interest Rate: 30.42% (on Reducing Principal Balance Interest Calculation) Processing fee = 500+90=590 Disbursed Amount is Rs. 29,410 Monthly EMI Repayable = 10,750 Total Amount Payable: 32,250/- |
| CASHe Loan Customer Care Number | 022-71774000 |
| support@cashe.co.in |
Features of CASHe Loan App
Flexible Loan Amount: Here, you can choose the loan amount as per your requirement. Here, your salary amount can increase the loan amount you get. The higher your salary, the higher the loan amount you can apply for here. Here, you can get a maximum loan of up to 4 lakhs.
Buy Now Pay Later: Here, you get to see the option of Buy Now Pay Later, this is also a type of personal loan, but here you do not have to pay any interest. You can buy any product on EMI. You can also call it a no-cost EMI loan.
RBI Registered NBFC: A personal loan company is called a registered NBFC (Non-Banking Financial Company) only after following the RBI guidelines. CAShe Instant Loan App is also a registered NBFC. So, you can trust this app.
Loan for Low CIBIL Score: Personal loan is an unsecured loan. All banks and NBFCs check individual Credit reports before offering a personal loan. A personal loan is not available if the credit history is poor. But the CAShe Loan app also gives you loans against low CIBIL scores. One must have at least a 550+ CIBIL score to avail of a loan here.
Fully Digital Process: The loan process here is fully digital. You do not need to submit any documents manually.
Borrow Anytime: CASHe lets you avail of emergency loans. So, you can apply for a loan here 24*7 anytime and 365 days a.
Quick and Secure Loans: CAShe Loan app is one of the most preferred applications for providing instant personal loans. Where you get loan approval in less time.
No Collateral: When you apply for a personal loan in a bank, you have to deposit some of your belongings with the bank as security. But this is not the case with CAShe Loan App. Here, you get a loan of up to 4 lakhs without collateral.
No foreclosure charges: You are charged foreclosure charges by banks and online apps for prepayment of personal loans, but you are not charged for prepayment of loans on cash loan apps.
Types of CASHe Personal Loan
Instant Personal Loan
- Purpose: Borrowers can avail CASHe instant personal loan for various purposes such as home renovation, gadget purchase, debt consolidation, travel and medical expenses.
- Loan amount: Rs 1,000 to Rs 4 lakh
- Loan tenure: 3 months to 1.5 years
Travel Loan
- Purpose: Borrowers can avail travel loan for meeting their travel/vacation-related expenses like air fare, taxi fare, hotel accommodation, etc.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
Two-wheeler loan
- Purpose: Borrowers can avail CASHe two-wheeler loan for purchasing new or second-hand two-wheeler vehicles.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
Mobile Loan
- Purpose: Borrowers can avail CASHe mobile to purchase smartphones.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
Marriage Loan
- Purpose: CASHe offers marriage loan to help the borrowers meet their marriage-related expenses.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
Home Renovation Loan
- Purpose: Borrowers can avail home renovation loans by CASHe to cover expenses related to home renovation like tiling, flooring, etc.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
Education Loan
- Purpose: Borrowers can avail education loan for meeting expenses related to higher education.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
Consumer Durable Loan
- Purpose: Borrowers can avail this consumer durable loan for purchasing goods and electronics for their home such as LED tv, air conditioners, refrigerators.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
Car Loan
- Purpose: CASHe offers unsecured car loan to help its borrowers purchase new or second-hand for wheeler vehicles.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
Medical Loan
- Purpose: Borrowers can avail this medical loan for meeting expenses related to medical emergencies.
- Loan amount and tenure: CASHe offers the personal loan amount based on the loan tenure. The breakup of the loan amount and tenure is mentioned in the table below:
| Loan tenure | Loan amount |
| 90 days (3 months) | Rs 15,000 to Rs 1.10 lakh |
| 180 days (6 months) | Rs 20,000 to Rs 2.10 lakh |
| 270 days (9 months) | Rs 50,000 to Rs 2.58 lakh |
| 365 days (12 months/1 year) | Rs 75,000 to Rs 3 lakh |
| 540 days (18 months) | Rs 1.25 lakh to Rs 4 lakh |
CASHe Personal Loan EMI Caculator
CASHe Loan App Eligibility Criteria
- Indian resident
- Employment type: Salaried
- Age: 23 years to 58 years.
- Minimum net monthly income: Rs 15,000.
- Active Facebook/LinkedIn/Google+ account.
- The borrowers with no formal credit history can easily apply and avail personal loans with CASHe
How to apply for CASHe Loan Online?
The entire process of availing CASHe instant personal loan is online. You can get an instant personal loan of up to Rs 4 lakh by following a few easy steps. Here we will tell you how to fill out your loan form. Here, you can get loan approval.
- Click on the Apply Now button below to apply for the loan.
- After entering your name and mobile number, click on the start button.
- After installing Cash App click on the Open button and click on Apply Now, Accept T&C.
- Enter your details like name, mobile number, date of birth, education, and residential address.
- In the next step, enter your employment details like company name, salary amount, work experience, etc.
- The customer has to provide his savings account details like account number, IFSC code, bank name, etc.
- You upload some of your documents like PAN, Aadhaar card, salary slip, bank statement, and a selfie.
- On clicking on Get Loan, you will see some loan types. Select your loan and click on Apply Now.
- In the next step, enter your name and click on Proceed button.
- If your application is submitted successfully, you will get approval in no time, and the loan amount will be transferred to your savings account.
CASHe Personal Loan Apply Link:
CASHe Loan Related FAQ:
Is it Safe to Use CASHe Loan App ?
Yes , You can easily trust CASHe Loan because it was Registered with RBI and also trusted by us . But one thing you have to know that their was Duplicate apps of CASHe in the Playstore . Beware of them , So please download the CASHe App from our Link which given above.