Pawram Loan App is a smart and secure mobile lending application developed by PAWRAM TRADING PRIVATE LIMITED, a technology and service platform provider focused on promoting financial inclusion through digital innovation. The app facilitates loans issued by our registered NBFC partner, Udvai Traders Private Limited, ensuring that all transactions comply with relevant financial regulations and RBI guidelines.
It is important to note that PAWRAM TRADING PRIVATE LIMITED serves solely as a technology service provider and does not engage in lending or collection activities directly. This strategic partnership allows us to merge advanced technology with licensed lending practices, enabling users across India to access short-term personal loans quickly and reliably—anytime, anywhere.
Pawram Loan App Customer Care & App Details
| Pawram Loan Interest Rate | Upto 29.69% p.a. |
| Personal loan Process | Completely digital |
| Processing Fee | 5 – 6% of the Loan Amount |
| Loan tenure | 90 Days – 120 Days |
| Maximum Loan Amount | ₹2,000 – ₹1 Lakh |
| Age Limit | Above 18 years of age is mandatory |
| Citizenship | Indian Citizen |
| Pawram Loan Customer Care Number | Not Available |
| Not Available |
Pawram Loan App Eligibility Criteria
- Be an Indian citizen
- At least eighteen years old
- Have a valid PAN and Aadhaar card
- Hold an active Indian bank account
- Maintain a stable monthly income
Pawram Loan Calculation Example
Loan Amount: ₹30,000
Interest:
₹30,000 × 0.05% × 90 = ₹1,350
Fees:
Processing Fee (5%) = ₹1,500
Documentation Fee (1%) = ₹300
Convenience Fee = ₹200
Total Fees = ₹2,000
GST (18% on Fees): ₹2,000 × 18% = ₹360
Total Deductions: ₹2,360
Net Disbursed Amount: ₹30,000 – ₹2,360 = ₹27,640
Total Repayable Amount: ₹30,000 + ₹1,350 (interest) + ₹2,000 (fees) + ₹360 (GST) = ₹33,710
More about Pawram Loan App
All loans on Pawram Loan are disbursed solely by Udvai Traders Private Limited, an RBI-registered Non-Banking Financial Company (NBFC). This ensures that the lending process adheres to regulatory standards and provides a reliable framework for borrowers.
Pawram Loan prioritizes transparent terms and secure handling of user data at every step of the loan process. With this platform, you can expect a lending experience built on clarity, compliance, and convenience. The trusted partnership between PAWRAM and Udvai further enhances the credibility of the service, making it a dependable choice for those seeking financial assistance.
Is it Safe to Use Pawram Loan App ?
It is advised not to download this app due to several significant issues reported by users. Key concerns include:
- Loans not being credited within the promised timeframe, causing financial inconvenience.
- Customer care services failing to respond to calls, with reports of agents threatening users before the scheduled EMI payment date.
However, we understand that every individual’s situation is unique, so we encourage you to do your own research and consider your options carefully before making a final decision.
Which loan platform offers personal loans to people with a low CIBIL Score?
You can apply for a personal loan with us (Safeloan Financial Solutions) ! We work with over 50 loan companies to offer different loan options for you. Our platform has helped more than 2 million users, making it a reliable choice for personal loans. With our easy loan application process, you can quickly get the money you need for your emergencies.
You can apply for a personal loan of upto ₹2 lakh with an EMI tenure of a maximum of 2 years. You will get a loan even if you have Zero CIBIL score or a Low CIBIL score. You will also get loan approval even if you don’t have any income proof, salary slip, or bank statement.
What should i do if i am getting Threats from Loan Apps?
You can talk to our team directly, and they will help you overcome these problems. We have expert team members who have extensive experience. Our team will help you get rid of these Threats. If you would like to speak with our team, then book an appointment through this link – Get Consultation
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